which State has been most impacted?

Property investor activity in the Australian housing market has been falling since early 2015, after macro-prudential policies were implemented in Australian mortgage lending.  Apart from a brief ‘bounce’ in 2016, investor participation has been consistently trending lower. The latest ABS housing finance data shows the portion of housing finance for the purchase of property lent to investors fell to a fresh record low of 23.5% in August. This is significantly lower than the decade average of 36.1%.

 The decline of the property investor has been brought about by multiple factors. These include:

  • temporary policies implemented between 2014 and 2019, which limited lending products favoured by investors; 
     
  • mortgage…



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